If you’re just starting out in your career you’ll find that there are many competing demands for your money; from day-to-day living expenses such as paying the rent or groceries through to life’s small luxuries such as travel, shopping and entertainment.

While the idea of owning your own home may feel completely out of reach, adopting a disciplined approach to managing how and when you spend your money today can instil good financial skills that can help make the dream of home ownership become a reality in the future.

  • Your ability to save for a home deposit.

  • Your ability to keep up with the rent or mortgage repayments if you’ve already bought a home.

  • Paying regular household bills (internet, phone, power, gas, rates, and so on).

  • Funding your child’s ongoing education.

  • Other day-to-day expenses such as groceries, petrol, public transport etc.

Adopting a disciplined approach to managing your money makes good sense. Whether you’re saving for the deposit for your first home, saving for a new car, or planning an overseas trip, having a budget (or a cash flow plan) can help you to reach these goals sooner.  It also gives you a clearer understanding of where your money is coming from and where it is going. Armed with this knowledge, you can begin to make intelligent decisions about where you invest your money – paving the way for a more financially secure ‘you’ for the future.

It’s a good habit to get into.

At Orbit Financial Services we can help you to gain control of your finances and set in place a plan that will help make your financial goals in the future become a reality. Contact us to find out how.